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Did You Know?
You may not think an error on your auto insurance application is a big deal, but the consequences can be very costly. Giving inaccurate information on your application can lead to increased premiums, policy cancellations or no financial assistance in the event of an accident.
Mistakes to Avoid When Applying for Auto Insurance:
- Not listing all drivers—Anyone who continuously drives your vehicle, even if it’s just for a short period of time a week, should be listed on your policy.
- Giving a false vehicle location—The difference between parking in one zip code versus another can greatly affect the amount of coverage you need for your vehicle. Failing to report your car’s true location can impact the accuracy of your insurance quotes.
- Not reporting your driving infractions—It’s best to be upfront about your driving record to avoid any conflicts or discrepancies. Your insurance company can easily retrieve any driving records from the DMV to check the accuracy of your application.
- Not disclosing business uses—In some cases, you may need a specialized policy when driving for business purposes or for a rideshare company like Uber or Lyft. Failing to take the proper steps could lead to a lack of coverage following an accident.
- Failing to update life changes—Changing addresses or adding another driver to a vehicle are all life changes that need to be updated on your policy.By not reporting changes, you may be overpaying for coverage and missing out on available discounts.
Be Honest on Your Application to Avoid the Consequences
Inaccuracies on your auto insurance application can end up costing you more money in the long run. If you think that you may have given false information on your auto insurance application, call your insurance agent to update your auto policy and avoid any ramifications.
By Ashley Snodgrass
It was Harry S. Truman who said, “Not All Readers Are Leaders, But All Leaders Are Readers”. Top business leaders often quote President Truman’s philosophy as one of their keys to success. As someone who enjoys reading books and listening to audiobooks, I’ve found it can be overwhelming to sort through stacks of business-related leadership, marketing, team building, customer service, professional development books and more to find the true experts and best advice.
I recently received this EntreLeadership Reading Guide from Dave Ramsey’s EntreLeadership email newsletter. The reading guide includes, “100 Books Every Small-Business Owner Needs to Read”. I’ve found this guide to be helpful because the list of 100 books are divided up by category, which allows me to choose a topic, and read 3-5 of the best books published under that topic. Additionally, many of the authors with books featured on this list have also been interviewed on the EntreLeadership podcast, and this is noted with an icon near the book title. The EntreLeadership podcast is another tool from Dave Ramsey’s company, Ramsey Solutions, where major business leaders are interviewed about how they lead their massive, influential companies. It is a fantastic learning opportunity to have access to interviews with so many brilliant business minds.
The EntreLeadership Reading Guide has also been a valuable tool for choosing books for RISQ Consulting’s book club. It can be challenging to choose books to read just by looking at Amazon reviews, so I appreciate having a resource like the EntreLeadership Reading Guide which is a vetted list of go-to greats. Even though the cover page of the guide specifically mentions the books are for small-business owners, in my experience the books are helpful for business leaders or teams who want to grow personally and professionally.
A follow up to “Lyme Disease – The Great Imitator“
By Tonya Mott
Since sharing Kelsey’s story a few exciting, (good and not so good) things have happened:
1. What is Kelsey doing for treatment? She has quite the treatment regimen, but the most interesting is bee venom. She has a bee condo inside her house, some of you may have seen these at the local Costco this summer. Have no worries, the bees are at the end of their life cycle when she received them. Her hubby grabs one with a tweezer and stings her. I know it sounds horrible but if it helps her feel better then I say, I’m all in. (I’m leaving out a lot of detail but wanted to at least share at a high level).
2. Kelsey and I were interviewed by KTUU. It just so happened that my blog post was published in May, which is Lyme Disease awareness month. I shared the story with KTUU and they responded immediately, asking if my friend would be willing to do an on camera interview – sorry, Kels! Of course, she happily accepted.
3. My husband received a clinical diagnosis of Lyme – MSIDS (Multiple Systemic Infection Disorder Syndrome). We had our suspicions after learning about Kelsey’s symptoms and we finally have an answer. This is very new and we are still working through the details.