THE VANTAGE POINT

Introducing RISQ Consulting’s new blog, The Vantage Point! Get ready to learn about more than “just insurance”. We have experts on our team that know so much more than premiums and paperwork! At RISQ Consulting, we are proud to say we focus on educating ourselves in many areas of the business world, not just insurance. This quest for knowledge has inspired many of our team members to dive deeply into fascinating areas such as business technology, organizational management, team psychology, employee engagement and more! The Vantage Point is our way of sharing simple tips and valuable insights with you. Please enjoy!

LATEST BLOG POSTS

Read more +09 January 2024 By RISQ Consulting in Blog

The RISQ RECAP:

January 8th – January 12th, 2024

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +19 December 2023 By RISQ Consulting in Blog

8 Tips for Modernizing Hiring in 2024

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. As talent acquisition continues to evolve, staying ahead of the curve is crucial for organizations aiming to attract and
Read more +19 December 2023 By RISQ Consulting in Blog

The RISQ RECAP:

December 18th – December 22nd, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +19 December 2023 By RISQ Consulting in Blog

U.S. Justice Dept. Offers Guidance for Delayed Reporting Under SEC Cyber Rules

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. With the Dec. 18 effective date of the U.S. Securities and Exchange Commission’s (SEC) cyber incident reporting rules looming,
Read more +12 December 2023 By RISQ Consulting in Blog

2024 General Liability Insurance – Market Outlook

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Rising claim frequency and severity have generated hardening conditions across the general liability insurance segment in recent years, prompting
Read more +12 December 2023 By RISQ Consulting in Blog

The RISQ RECAP:

December 11th – December 15th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +12 December 2023 By RISQ Consulting in Blog

What Is an Out-of-Pocket Maximum?

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. An “out-of-pocket maximum” is a common health insurance term that you may not fully understand. Your out-of-pocket maximum can
Read more +05 December 2023 By RISQ Consulting in Blog

Report Reveals Employers Plan to Offer Compelling Benefits Options in 2024

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Recent findings from Mercer’s Health and Benefits Strategies for 2024 Survey Report revealed that employers are seeking compelling benefits
Read more +05 December 2023 By RISQ Consulting in Blog

The RISQ RECAP:

December 4th – December 8th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +30 November 2023 By RISQ Consulting in Blog

Understanding And Preventing High Blood Pressure

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. High blood pressure (or hypertension) is a common but often underestimated health condition affecting millions of people. In fact,
Read more +21 November 2023 By RISQ Consulting in Blog

NLRB Delays Joint Employer Rule Effective Date to February

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. On Nov. 16, 2023, the National Labor Relations Board (NLRB) announced it would push the effective date of the
Read more +21 November 2023 By RISQ Consulting in Blog

The RISQ RECAP:

November 20th – November 24th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +21 November 2023 By RISQ Consulting in Blog

Snowplow Safety

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. As the operator of a snowplow, it’s crucial to recognize the approaching winter weather and understand that cities and
Read more +15 November 2023 By RISQ Consulting in Blog

Common Social Engineering Tactics to Watch For

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Social engineering refers to a cyberattack method in which a cybercriminal preys on key human behaviors (e.g., trust of
Read more +15 November 2023 By RISQ Consulting in Blog

The RISQ RECAP:

November 13th – November 17th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +15 November 2023 By RISQ Consulting in Blog

4 Key Trends Driving Employer Health Care Costs in 2024

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Amid ongoing inflation pressures, employees and employers alike can expect their health care costs to increase in 2024. Global
Read more +07 November 2023 By RISQ Consulting in Blog

Winter Attraction and Retention Tips

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. While some industries are busy due to holiday shopping and seasonal employment, recruiting often slows during the winter months—especially
Read more +07 November 2023 By RISQ Consulting in Blog

The RISQ RECAP:

November 6th – November 10th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +07 November 2023 By RISQ Consulting in Blog

Understanding the Impact of Biosimilars on Employer Health Care Costs

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Rising health care costs will likely continue to impact employers in the foreseeable future. The introduction of biosimilar drugs
Read more +31 October 2023 By RISQ Consulting in Blog

Biden Signs Executive Order Addressing AI

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. President Joe Biden issued an executive order (EO) on Oct. 30, 2023, to establish standards for artificial intelligence (AI)
Read more +31 October 2023 By RISQ Consulting in Blog

The RISQ RECAP:

October 30th – November 3rd, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +31 October 2023 By RISQ Consulting in Blog

Responding to the EEOC’s Increased Focus on Mental Health Discrimination

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. As society’s understanding of mental health continues to grow, so has government acknowledgment and efforts to protect workers with
Read more +25 October 2023 By RISQ Consulting in Blog

Understanding Protective Safeguards Endorsements (PSEs)

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. When it comes to property insurance, it’s not just about securing a policy; it’s about fully understanding its nuances
Read more +24 October 2023 By RISQ Consulting in Blog

The RISQ RECAP:

October 23rd – October 27th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +24 October 2023 By RISQ Consulting in Blog

Wrongful Collection of Data Explained

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Businesses of all sizes and sectors may be subject to unlawful data processing claims. According to the International Association
Read more +17 October 2023 By RISQ Consulting in Blog

Understanding an HRA

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. A health reimbursement arrangement (HRA) is an employer-funded account that is designed to reimburse employees for qualified medical expenses
Read more +17 October 2023 By RISQ Consulting in Blog

The RISQ RECAP:

October 16th – October 20th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +17 October 2023 By RISQ Consulting in Blog

The Impact of Secondary Perils on Property Insurance

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Secondary perils, such as severe convective storms, floods, wildfires and hailstorms, have significantly impacted the commercial property market. In
Read more +10 October 2023 By RISQ Consulting in Blog

Getting the Most Out of Your 2024 Open Enrollment Communications

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Open enrollment is a crucial period for both employers and employees. It’s when employees can make important decisions about
Read more +10 October 2023 By RISQ Consulting in Blog

The RISQ RECAP:

October 9th – October 13th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +10 October 2023 By RISQ Consulting in Blog

Understanding Auto Liability Coverage

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Auto insurance is one of the most frequently purchased types of coverage in the United States. However, while these
Read more +03 October 2023 By RISQ Consulting in Blog

OSHA Launches New Compliance Initiative to Protect Stone Fabrication Workers from Silica Exposure

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. On Sept. 22, 2023, the Occupational Safety and Health Administration (OSHA) launched a new initiative focused on enhancing enforcement
Read more +03 October 2023 By RISQ Consulting in Blog

The RISQ RECAP:

October 2nd – October 6th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +03 October 2023 By RISQ Consulting in Blog

Fertility Benefits Can Boost Employee Attraction, Retention and Productivity

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Work and family are traditionally two of the most significant aspects of an employee’s life. Unfortunately, family planning doesn’t
Read more +26 September 2023 By RISQ Consulting in Blog

Preparing for the Fall and Winter Virus Season

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Fall and winter are when viruses that cause respiratory disease usually circulate more heavily. Before the COVID-19 pandemic, influenza
Read more +26 September 2023 By RISQ Consulting in Blog

The RISQ RECAP:

September 25th – September 29th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +26 September 2023 By RISQ Consulting in Blog

Understanding Pet Care And Its Impact On Your Health

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. The American Pet Products Association reports that two-thirds (66%) of U.S. households own a pet. Dogs are the most
Read more +19 September 2023 By RISQ Consulting in Blog

Mental Health Minute

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Stress and anxiety is bound to creep into your life no matter the mitigation. When it does, you can
Read more +19 September 2023 By RISQ Consulting in Blog

The RISQ RECAP:

September 18th – September 22nd, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +19 September 2023 By RISQ Consulting in Blog

Protecting Your Business From Power Surges

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Power surges, which are sudden spikes in electrical voltage, can wreak havoc on business equipment and systems. While they
Read more +13 September 2023 By RISQ Consulting in Blog

How Employers Are Shifting Strategies as Recruitment and Retention Struggles Continue

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Workplace dynamics have significantly changed in the last few years. Employers have been forced to respond to increasing worker
Read more +13 September 2023 By RISQ Consulting in Blog

The RISQ RECAP:

September 11th – September 15th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +12 September 2023 By RISQ Consulting in Blog

The Industry Impact of Medicare Drug Price Negotiations

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. The Biden administration recently unveiled the first 10 prescription drugs subject to Medicare price negotiations. The Medicare Drug Price
Read more +08 September 2023 By RISQ Consulting in Blog

Tailoring Benefits for a Multigenerational Workforce During 2024 Open Enrollment

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Open enrollment is an opportunity for employers to educate their workforce about attractive benefits offerings that can help boost
Read more +07 September 2023 By RISQ Consulting in Blog

The RISQ RECAP:

September 4th – September 8th, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +06 September 2023 By RISQ Consulting in Blog

Understanding the EEOC’s New Guidance on Accommodating Visual Disabilities Under the ADA

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. On July 26, 2023, the U.S. Equal Employment Opportunity Commission (EEOC) issued new guidance explaining how the Americans with
Read more +30 August 2023 By RISQ Consulting in Blog

Your Business Risks in an Economic Downturn

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Without a thorough evaluation of its business model, any manufacturer can be severely threatened by an economic downturn. While
Read more +30 August 2023 By RISQ Consulting in Blog

The RISQ RECAP:

August 28th – September 1st, 2023

Each week, you’ll find specially curated news articles to keep you up to date on the ever-evolving world of insurance and risk management. The articles are divided out between items relevant to Property & Casualty, Employee Benefits/Human Resources, and Compliance. We’ve included brief summaries of each item as well as a link to the original
Read more +29 August 2023 By RISQ Consulting in Blog

Hiring Trends Are Pushing Employers to Focus on the Employee Experience

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Employers have been forced to navigate and respond to several challenges over the last few years, including the COVID-19
Read more +23 August 2023 By RISQ Consulting in Blog

How Employers Fail to Upskill and Retain Key Talent

This article is from RISQ Consulting’s Zywave client portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. The current labor market presents challenges for employers looking to attract and retain talented employees. Despite recent highly publicized
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