THE VANTAGE POINT

Introducing RISQ Consulting’s new blog, The Vantage Point! Get ready to learn about more than “just insurance”. We have experts on our team that know so much more than premiums and paperwork! At RISQ Consulting, we are proud to say we focus on educating ourselves in many areas of the business world, not just insurance. This quest for knowledge has inspired many of our team members to dive deeply into fascinating areas such as business technology, organizational management, team psychology, employee engagement and more! The Vantage Point is our way of sharing simple tips and valuable insights with you. Please enjoy!

LATEST BLOG POSTS

Read more +12 September 2019 By RISQ Consulting in Blog

Pregnant with Knowledge

By Jennifer Outcelt Just in the last year, our small company has welcomed four new bouncing babies. As you can imagine, everyone in the office has become very familiar with the maternity (and one paternity) leave drill by now. With the announcement of each new baby, our office was filled with celebration and the parent
Read more +10 September 2019 By RISQ Consulting in Blog

Is Work-Life Balance Really a Thing?

By Tiffany Stock Coming back to work after my third child really made me step back and evaluate if I had the elusive work-life balance. Taking a look at the definition provided by businessdictionary.com, work-life balance is defined as, “A comfortable state of equilibrium achieved between an employee’s primary priorities of their employment position and
Read more +05 September 2019 By RISQ Consulting in Blog

Proffitt Management Solutions

By Tiffany Stock I was turned on to this newsletter by my colleague, Dave Adams. Nancy Proffitt, CEO of Proffitt Management Solutions, produces a blog/newsletter with content surrounding leadership, workplace culture, maximizing efficiency and so much more. I enjoy all of her posts but found this one from May of 2019 especially engaging. Leaders Build
Read more +29 August 2019 By RISQ Consulting in Blog

This Is How We Do It ~♫♪♩ – RISQ Consulting’s LEAN Mantra (thank you, Montel Jordan)

By Tonya Mott I mentioned in my last blog post, “What’s a Fastcap?” that our LEAN journey started with an office wide cleanup. That is not entirely accurate.  We actually started with the “Why”.  Why would we want to do this? It’s a lot of work!  If we don’t have buy-in from the team, this
Read more +27 August 2019 By RISQ Consulting in Blog

What’s a Fastcap?

By Tonya Mott On a journey to implement a LEAN culture in our office, I learned about Fastcaps. What’s a Fastcap? Self-adhesive stickers that cover screws on cabinets: What is LEAN? The Methodology: Deliver value from your customer’s perspective Eliminate waste (things that don’t bring value to the end product) Continuous improvement What in the
Read more +15 August 2019 By RISQ Consulting in Blog

Auto Insights

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Did You Know? You may not think an error on your auto insurance application is a big deal, but
Read more +08 August 2019 By RISQ Consulting in Blog

“Not All Readers Are Leaders, but All Leaders Are Readers”

By Ashley Snodgrass It was Harry S. Truman who said, “Not All Readers Are Leaders, But All Leaders Are Readers”. Top business leaders often quote President Truman’s philosophy as one of their keys to success. As someone who enjoys reading books and listening to audiobooks, I’ve found it can be overwhelming to sort through stacks
Read more +01 August 2019 By RISQ Consulting in Blog

The Sting that can “Bee” Good for You

A follow up to “Lyme Disease – The Great Imitator“ By Tonya Mott Since sharing Kelsey’s story a few exciting, (good and not so good) things have happened: 1. What is Kelsey doing for treatment?  She has quite the treatment regimen, but the most interesting is bee venom.  She has a bee condo inside her
Read more +29 July 2019 By RISQ Consulting in Blog

Pollutants

By Dena Lythgoe  If you’re like me, you tend to think of pollutants as dirty, chemical based components. In fact, if you were to search google for “what are the top 5 pollutants”, you’d get the below mentioned responses; Ozone, Carbon Monoxide, Sulfur Dioxide, Lead, Nitrogen Oxides. Take a moment and think of pollutants that
Read more +25 July 2019 By RISQ Consulting in Blog

“A CEO Who Gives his Employees $2,000 to go on Vacation Says People are More Productive Than Ever”

By Natasha Kwachka So as I was scrolling through the internet in a moment of rare silence in my rambunctious house, I came across this gem of a post. As I read, this feeling of excitement and admiration came upon me. While living in the corporate world, it is rare and sometimes even unheard of
Read more +22 July 2019 By RISQ Consulting in Blog

Change – What is it good for? Absolutely Everything.

By Andrew Kupperman, SHRM-CP I think most of us can agree that if we aren’t changing, we’re falling behind. From an evolutionary standpoint, without change and adaptation, animals typically become extinct. In our personal lives, change is happening every day. In fact, the current rate of change that is happening right now, with new ways
Read more +18 July 2019 By RISQ Consulting in Blog

Save 50% off Your Health Plan

By Joshua Weinstein Who doesn’t want to pay half for their health plan?  What if it came with lower out-of-pocket costs if you were to get ill or injured?  On top of that, you can use any provider of your choice!  Too good to be true?  Well, you know the saying.  It probably is.  Welcome
Read more +15 July 2019 By RISQ Consulting in Blog

Shed a Little Light on the Subject

By Bailey Penrose My first job out of college involved an office full what felt like an endless maze of cubicles.  This particular company had a fun little slogan for employee promotion, “working toward the light”, as the high-ranking employees got actual offices that were cream carpeted, lit with warm yellow light, and located next
Read more +02 July 2019 By RISQ Consulting in Blog

The Power in Your Response

By Natasha Kwachka Have you ever pondered why we, as people, respond or react to certain scenarios in the way that we do? What compels one to respond positively or negatively? What is the driving force behind a meltdown or calmly working your way through a tough situation? I believe we all have so many
Read more +25 June 2019 By RISQ Consulting in Blog

Preventing Employee Burnout

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. The World Health Organization (WHO) now considers burnout to be a syndrome. In previous editions of the WHO’s International
Read more +13 June 2019 By RISQ Consulting in Blog

Remote Scope

By Teena Applegate I feel fortunate that my company has allowed employees the opportunity to work remote.  Sure, we didn’t go full steam when it initially rolled out a couple of years ago.  We had a real trickle effect with one to two set days allowing employees to work from home and depending on position;
Read more +10 June 2019 By RISQ Consulting in Blog

Workplace Wellness: What It Can Do for You

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Workplace wellness affects your company—and its finances—in several ways. Wellness programs have the potential to lower health care costs,
Read more +06 June 2019 By RISQ Consulting in Blog

5 Ways HR Can Support Employees’ Mental Health

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. An employee’s mental health includes how they think, feel and act, and includes their emotional and social well-being. While
Read more +03 June 2019 By RISQ Consulting in Blog

Death by PowerPoint- We Have a Solution

By Alison Riggan Death by PowerPoint. This is the phrase that’s used to describe those presentations that are the same ugly overflowing slide again and again and again, often accompanied by a presenter whose charisma makes you want to A) take a nap or B) take a long walk off a short pier. In the
Read more +30 May 2019 By RISQ Consulting in Blog

Veterans at Work Certificate Program

By Bailey Penrose Loyalty, Respect, Selfless Service, Integrity, Courage, Excellence, Commitment – These are just some of the core values adopted and embraced by the US Military.  Do any of these sound familiar?  If they do, you might recognize that these values resonate closely with those espoused by companies like AT&T, General Motors, Chevron, and
Read more +28 May 2019 By RISQ Consulting in Blog

New Independent Contractor Definitions

By Jack Grieco The Alaska Legislature adopted a number of workers’ compensation reforms in 2018. One reform provides additional tests to determine if a person is an independent contractor or an employee. We are seeing a number of cases where the workers’ compensation auditors have determined a person is an employee because they did not
Read more +23 May 2019 By RISQ Consulting in Blog

I Drive a Spaceship!

By Jennifer Outcelt Obviously, I don’t actually drive a spaceship. If you thought I really did, then kudos to you for believing that I was capable of space travel and that I spent my life in constant cosmic adventure. In all Earth bound reality, what I mean when I say, “I drive a spaceship” is
Read more +20 May 2019 By RISQ Consulting in Blog

Speaking up in Meetings – Why is it so hard?

By Jessica Carlson As an individual in a professional career, I spend a lot of time in all kinds of meetings, whether they are internal, client, or business partner meetings.  Even though I have been in my industry for the majority of my adult life, I still have trouble speaking up in these meetings.  I
Read more +16 May 2019 By RISQ Consulting in Blog

Emotional Intelligence

By Jessica Carlson Something that has come up quite often over the last several months, while working through some professional development courses, is emotional intelligence.  But what exactly is it and how do I know if I’ve got it?  Check out the article linked below where they will explain what it is, what the benefits
Read more +13 May 2019 By RISQ Consulting in Blog

I Always Ask a Manager

By Ashley Snodgrass If you’ve ever had a work problem, where do you turn for help? Maybe you had a dispute with a coworker, or your boss isn’t giving you the feedback you need? My favorite resource for workplace advice is Ask a Manager, a work advice blog written by Alison Green. Ask a Manager
Read more +09 May 2019 By RISQ Consulting in Blog

Lyme Disease- The Great Imitator

By Tonya Mott Disclaimer:  Lyme Disease is extremely complicated, medically and politically.  I will do my best to share what I’ve learned and my references.  I am nowhere near an expert on the matter, I only wish to bring awareness in hopes of helping others.  Please feel free to reach out to me directly if
Read more +01 May 2019 By RISQ Consulting in Blog

Copper Theft

By Tim Maudsley Below is a KTVA article that highlights the spate of commercial copper thefts around Anchorage, fueled mostly by the lure of quick cash.  Despite the possibly of great bodily harm, thieves are stealing copper to then sell quickly at local scrap dealers.  From an insurance perspective, the theft of copper from a
Read more +29 April 2019 By RISQ Consulting in Blog

Locals for Locals

By Alesha Combs A recent study found that with 26% of Alaska’s businesses being female owned, Alaska now ranks #1 for largest percentage of female owned businesses in the country! Female empowerment has been an ongoing discussion across the nation, but as a woman in Alaska who loves my job, and loves shopping local, I
Read more +25 April 2019 By RISQ Consulting in Blog

Valuable Share: Achieving Email Zero

By Aimee Johnson I value myself on being organized and able to manage multiple projects, timelines, and execute to the needs of my clients – with the exception of my dreaded inbox. Email management is my arch nemesis and biggest time suck. I wish the solution was something as easy as asking my supervisor and
Read more +23 April 2019 By RISQ Consulting in Blog

Business Etiquette. What is it and does it still exist?

By Aimee Johnson Has an email ever rubbed you the wrong way? Do you have to confirm where to pin your name tag every time you head to a networking event? Have you ever listened to your conference line’s tinny music for over 10 minutes waiting for your forever-tardy team to call in? Why does
Read more +18 April 2019 By RISQ Consulting in Blog

How to Talk To Your Health Insurance Company

By Ashley Snodgrass What do you do when you get a bill from your doctor or an Explanation of Benefits from your insurance company that doesn’t look quite right? Maybe you have been asked to pay more because a service wasn’t covered, or the claim was processed out-of-network (even when you know your doctor is
Read more +15 April 2019 By RISQ Consulting in Blog

Mining and Insurance- A Guide to Insuring Alaska’s Mining Industry

By Dena Lythgoe Mining is one of the toughest industries in Alaska with some of the toughest Alaskans running and operating these endeavors. With over 4,500 direct mining jobs in Alaska and 9,000 total direct and indirect jobs attributed to the Alaska mining industry it is surprising to know the majority of the operating mines in
Read more +11 April 2019 By ariggan in Blog

My Dog Went Viral

By Joshua Weinstein Luka is our family’s Siberian Husky.  I have many adjectives to describe him, but in short, he’s a friendly dog who rarely barks.  He prefers dirty over clean and sheds to no end. He also has allergies that make his vocal chords reverberate as though he and Chewbacca are related.  Like most
Read more +08 April 2019 By ariggan in Blog

Voted Happiest App in the World

By Joshua Weinstein I don’t know about your headspace, but mine can race, get easily distracted, and go way too fast.  The world moves and changes so quickly, and quite frankly, unless I get a dose of mindfulness on a regular basis, I become a disservice to those around me.  The consequences of not slowing
Read more +25 March 2019 By RISQ Consulting in Blog

Finding the Perfect TED Talk for You

By Alison Riggan With over 3,000 TED Talks available, finding the right one may seem like a daunting task. You don’t want to make it through half a talk just to realize that particular episode doesn’t interest you. You can search by topic but with main 20 categories and even more sub categories, it can
Read more +22 March 2019 By RISQ Consulting in Blog

Is there a place for April Fool’s Day in the workplace?

By Ashley Snodgrass Spring – the season of more sunlight, March Madness, St. Patrick’s day, and glorious winter breakup. At the peak of Spring, there is a polarizing holiday that can cause a lot of drama and trauma in the workplace: April Fool’s Day. So, here’s a good debate for you: Is there a place
Read more +18 March 2019 By RISQ Consulting in Blog

Are you unmotivated at work? Take time to take this quiz and you definitely are!

By Jennifer Outcelt You’ve seen those click bait quizzes online while scrolling through Facebook, right? You know, the ones that will tell you what breed of dog you are based on your zodiac sign and what you ate for breakfast, or tell you what color underwear you are wearing based on your street name and
Read more +12 March 2019 By RISQ Consulting in Blog

A Roadmap to Choices

By Alesha Combs We are officially a quarter of the way through the year! So how are those new year resolutions going? I’m just kidding, I won’t put you on the spot like that. This year, along with many others, I decided to ditch the resolution and try something new. Instead of a resolution I
Read more +07 March 2019 By RISQ Consulting in Blog

Generational Differences in Your Workforce

By Tiffany Stock Our office recently presented to the Northwest Human Resource Management Association for about three hours, providing a comprehensive overview of employee benefits and the role of the HR professional in providing them – don’t be too bummed out you missed it, because I’m going to give you a little recap on my
Read more +05 March 2019 By RISQ Consulting in Blog

The Employee Experience Platform: A New Category Arrives

By Andrew Kupperman About 75% of business technology implementations fail to achieve the goals established before an organization decided to purchase technology. One of the main goals that is common across organizations is providing employees a better experience at work. This particular goal can tend to have a low success rate. I’ve discussed in other
Read more +27 February 2019 By RISQ Consulting in Blog

Alaska Employement Law- Drug and Alcohol Testing

For most private employers in Alaska, there is no state law that requires or prohibits workplace testing for drugs or alcohol. However, employers that choose to implement workplace testing programs in the state may gain protection against lawsuits if they voluntarily comply with requirements under the Alaska drug testing law. Alaska employers that conduct workplace
Read more +25 February 2019 By RISQ Consulting in Blog

Anchorage Septic Tank – Regulation Changes

By Tim Maudsley This article published in the ADN is important to all property owners here in Anchorage, as many are currently operating older septic systems that may not be in compliance with current regulations. These new 2019 regulations were not well distributed to the community as a whole previously, and, with the large financial as
Read more +19 February 2019 By RISQ Consulting in Blog

How do you rebel in a family full of rebels?

By Tonya Mott My house is full of Rebels! I may be obligated to post a warning sign on my front door: How do I know my house is full of Rebels? My colleague, Ashley Snodgrass, shared The Four Tendencies quiz with our office and it was all downhill from there. The Four Tendencies explain
Read more +14 February 2019 By RISQ Consulting in Blog

Are You Experienced?

By Andrew Kupperman Are there any Jimi fans reading this? Well, the experiences I want to talk about are a bit different (and work appropriate) from what he was probably talking about. It’s also a bit different from how we might talk about experiences within the scope of what we do at work on a
Read more +12 February 2019 By RISQ Consulting in Blog

Forget Your Ginko Supplements, and Keep on Forgetting Things: A Valuable Share “In Praise of Organizational Forgetting”

By Blanche Sheppard I had no idea who billionaire Barry Diller was until I read a recent article about his adoption of deliberate forgetfulness as a business concept. He mentioned that remembering all of your successes prevents you from future advancements, which seems so counterintuitive. Don’t past victories bolster your confidence so that you can
Read more +07 February 2019 By RISQ Consulting in Blog

A Valuable Share from Must Read Alaska: Earthquake Recovery Funds Approved by President Trump

By Tim Maudsley Many of our current and prospective clients have asked RISQ about how to apply for funding and loans to help with earthquake damage sustained in the November 30th event. The Federal Government had not approved Alaska’s request for a major disaster declaration until January 31st, when President Trump approved the earthquake as
Read more +04 February 2019 By RISQ Consulting in Blog

Valuable Share: A Positive Economic Forecast for Anchorage

By Tim Maudsley RISQ Consulting attended the 2019 Anchorage Economic Development Corp (AEDC) Luncheon, and I am happy to hear that the news was relatively positive about the 2019 economy as well as the business confidence index. Surveys showed a mostly positive outlook for business since 2014, real estate sales and prices were higher in
Read more +24 January 2019 By RISQ Consulting in Blog

Valuable Share: “How to Turn Small Talk into Smart Conversation”

By Alison Riggan We’ve all had them, those conversations that last 5 seconds and consist entirely of niceties and nothing of substance. We have been conditioned as a society to give auto-responses without a second thought, sacrificing quality conversation. But what happens if we throw a curveball into the conversation? I recently stumbled upon a
Read more +22 January 2019 By RISQ Consulting in Blog

New Dependents, Who Dis?

By Blanche Sheppard You know those silly AFLAC commercials, where someone looks super worried as they sort through their bills in anticipation of an upcoming procedure, but then the annoying duck pops up and reminds them that they are covered? This article isn’t about the duck, but it is about considering how a new child
Read more +18 January 2019 By RISQ Consulting in Blog

A Valuable Share: “Having Your Smartphone Nearby Takes a Toll on Your Thinking”

By Tiffany Stock “Put your phone down” has become a common request in my house with a teenager and pre-teen. Have you ever thought about the impact smartphones have on all of us, even when you aren’t “looking” at your phone? Check out this study published by the Harvard Business Review on how having your
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