The Affordable Care Act (ACA) was designed to give individuals and families greater access to affordable health insurance options including medical, dental, vision, and other types of health insurance that they may not have been able to get on their own or through an employer.
Plans typically cover preventive and basic dental care. We offer a broad range of plans to meet your dental needs, both big and small. Regular checkups and cleanings now may prevent more serious and costly issues later.
Vision insurance is generally supplemental to other types of medical insurance policies. Vision insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed.
We have options available to help in supplementing your primary insurance coverage.
Each Medicare Supplement insurance plan offers a different level of basic benefits, but each lettered plan must include the same standardized basic benefits regardless of insurance company and location.
Laid off? Job loss? Get covered while in between jobs and employee benefits. Need proof of insurance? A short-term insurance plan can be quick and affordable.
This coverage can give you peace of mind in a wide range of medical situations, from travel interruptions to medical and evacuation services. It's straightforward. Usually, you pay expenses up front, then file a claim for covered costs to get reimbursed by the insurance company.
Term life insurance gives you and your loved ones a safety net. Many people get life insurance when they marry or have kids. While changes in income, assets, activities, and family affect your coverage needs.
Long-term disability insurance is essentially insurance for your income. If you become sick or injured, you may be forced to miss work. Health insurance will only cover the cost of some of your medical procedures and recovery, but can’t help pay other bills. If you’re unable to work and can’t receive a paycheck, you run the risk of missing payments on your mortgage, utilities, or other bills.
Copyright © 2018. RISQ Consulting all rights reserved.