THE VANTAGE POINT

Introducing RISQ Consulting’s new blog, The Vantage Point! Get ready to learn about more than “just insurance”. We have experts on our team that know so much more than premiums and paperwork! At RISQ Consulting, we are proud to say we focus on educating ourselves in many areas of the business world, not just insurance. This quest for knowledge has inspired many of our team members to dive deeply into fascinating areas such as business technology, organizational management, team psychology, employee engagement and more! The Vantage Point is our way of sharing simple tips and valuable insights with you. Please enjoy!

LATEST BLOG POSTS

Read more +03 June 2020 By RISQ Consulting in Blog

Stripping Ain’t Easy

By Angela Baker, Account Specialist Refinishing a piece of furniture is a great way to save money while updating a piece you love. It’s really popular right now to paint classic pieces every color from black to white and everything in between. The popularity and ease of using chalk paint or milk paint makes it
Read more +28 May 2020 By RISQ Consulting in Blog

Parallel Pandemics: COVID-19 & Tick-Borne Diseases

By Tonya Mott, Vice President of Operations   The month of May is Lyme Disease Awareness month so I figured it’s the perfect time to advocate for my loved ones suffering from the disease and spread awareness. Last May I wrote a blog post describing my good friend’s battle with Lyme disease and shortly after
Read more +27 May 2020 By RISQ Consulting in Blog

Rock With Me, Knoll With Me

By Jennifer Outcelt, Account Specialist It’s been about 6 months since the Coronavirus hit our radar. Since then, our work lives (awe, let’s face it, our WHOLE lives) have been turned upside down. Our time is now spent pivoting our goals, engineering endless workarounds, avoiding people (while desperately wanting to be near them), and frankly,
Read more +19 May 2020 By RISQ Consulting in Blog

When You Run Out of TV to Watch, Try This New Way of Reading

By Ashley Snodgrass, Executive Account Manager   The single greatest improvement to libraries in the last few years, is the addition of digital libraries. Digital libraries allow you to check out eBooks and audiobooks online, which enables you to easily read and return books. If this sounds like a hassle, it is not. It is
Read more +12 May 2020 By RISQ Consulting in Blog

So I Asked My Job, “Will you be my Valentine?”

By Andrew Kupperman, RISQ Consulting Employer Services and Workforce Technology Consultant, SHRM-CP   I know we’re past Valentine’s Day, but have you ever heard someone say, “If you love what you do, you’ll never work a day in your life”? If you have, I’m curious as to what your reaction was. Did you laugh in
Read more +12 May 2020 By RISQ Consulting in Blog

A Hallway with Locked Doors

By Bailey  Penrose, Employer Services Account Manager   I read a short article years ago about the concept of ‘liminal space’.  ‘Liminal’ is translated from its Latin root as ‘threshold’, and in this concept refers to a beginning or ending marked by traveling through a physical space.  When you pass through a door, enter an
Read more +05 May 2020 By RISQ Consulting in Blog

ISO Laughter and Self-Care Tips during “Hunker Down” Order

By Tonya Mott, Vice President of Operations   I don’t know about all of you but life got serious real quick. Looking back about a month ago I’ll never forget my coworker asking me, “Do you really think we’ll have to close the office”. I said, “No way, but we’re prepared if it comes to
Read more +29 April 2020 By RISQ Consulting in Blog

New Tool for News Junkies

  By Ashley Snodgrass, Executive Account Manager   Are there still any news junkies out there? In light of recent events, I know plenty of folks who say they can’t read the anxiety-inducing news.  Even before the COVID-19 pandemic, I had friends and acquaintances who refused to read the news because of constant barrage of
Read more +21 April 2020 By RISQ Consulting in Blog

Parents Are Not OK

By Aimee Johnson, RISQ Consulting Account Executive Working in employee benefits during a pandemic equates to clients needing more than ever. This is a great thing as it presents a tremendous opportunity to show our worth – and we are worth it (in my not so humble opinion). The problem here, is that my 11-month
Read more +16 April 2020 By RISQ Consulting in Blog

Quarantine With a Teen

By Jessica Carlson, RISQ Consulting Employee Benefits Consultant Since school has changed to distance learning, and I am working from home, I have been with my 14 year old for the last three weeks and will be for the foreseeable future. This will either tear us apart or bring us closer.  I for one would
Read more +08 April 2020 By RISQ Consulting in Blog

Live Life at the End of the Leash

By Shayla Dablemont, RISQ Consulting Individual and Family Benefits Consultant “A dog is one of the remaining reasons why some people can be persuaded to go for a walk” – O.A. Battista Fido does more for you than just provide companionship.   As if you really need more reasons to cuddle your furry friend, one of
Read more +31 March 2020 By RISQ Consulting in Blog

9 Ways to Stay Connected During Social Distancing

By Casey Kirkeby, RISQ Consulting Strategy Consultant Humans are social creatures and even the most introverted need some type of social interaction from time to time. For example, I am an extroverted person that loves to go to networking events with large groups of people and support the business that is showcasing it’s location. Any
Read more +10 March 2020 By RISQ Consulting in Blog

Tuition Reimbursement- Helping Employees with Their Financial Goals

By Casey Kirkeby, RISQ Consulting Strategy Consultant When an employer hires their first employee, benefits are on their mind.  There are so many employee benefits out there that it is quite overwhelming to talk about all of them in one blog. There is telecommuting (remote workers), Telemedicine, New Parent Leave, Lactation aid for new mothers,
Read more +02 March 2020 By RISQ Consulting in Blog

The Most Popular Employee Benefits- Are You Offering Them?

By Alison Nelson, RISQ Consulting Sales and Marketing Coordinator The average initial cost to hire and train a new employee is $4,129 (SHRM). So how do you reduce turnover and retain your employees? Well, one way is to offer competitive employee benefits. A colleague recently sent me an interesting article that ranks the 15 most
Read more +24 February 2020 By RISQ Consulting in Blog

My name is Jennifer and I am a DOOFUSS!

By Jennifer Outcelt, RISQ Consulting Account Specialist In your youth, did you vow to never, EVER be like your parents? And now, do think your parents are some of the most remarkable people you’ve ever known? I recently had a child of my own and the thought dawned on me, “How can I learn from
Read more +17 February 2020 By RISQ Consulting in Blog

Keep Your Team with Stay Interviews

By Ashley Snodgrass, RISQ Consulting Employee Benefits Executive Account Manager You may have heard of Exit Interviews, to find out why employees left after-the-fact, but have you heard of Stay Interviews? Stay Interviews are tools managers can use to find out what employees like about their jobs, why do they choose to stay, and what
Read more +05 February 2020 By RISQ Consulting in Blog

The Magic Castle Hotel – The Power of Moments

By Tonya Mott, RISQ Consulting  Vice President of Operations and Partner   I heard The Magic Castle Hotel creates powerful moments for their guests.  In 2018 it was showing up on Trip Advisor as the #1 traveler ranked hotel in all of Los Angeles.  When I do a search now it’s showing up as #6,
Read more +28 January 2020 By RISQ Consulting in Blog

Pet Bereavement?

By Natasha Kwachka Recently I went through something very difficult, the loss of my sweet kitty. She fell ill and we had to make an awful decision that left not only myself but my children heartbroken. After many tears and lots of snuggles I made the choice to let my sweet girl depart this earth
Read more +21 January 2020 By RISQ Consulting in Blog

Client Events – The Key to Engagement and Loyalty!

By Tiffany Stock   One of my favorite things about what I do at RISQ, after working directly with our clients, is spearheading the development of client events. Whether it is a social event, educational event or a combination of the two, the responsibility that I have gives me a lot of energy and creates
Read more +03 January 2020 By RISQ Consulting in Blog

Recording in the Workplace

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login.       Overview Is it against the law for employees to record private conversations with co-workers, supervisors or
Read more +30 December 2019 By RISQ Consulting in Blog

Kidnap and Ransom – The Liam Neeson of Insurance Policies

By RISQ Consulting If everyone had Liam Neeson’s special set of skills from the Taken series, there would be no need for kidnap and ransom (K&R) insurance. Unfortunately, K&R scenarios are a real-world possibility for many high-profile executives and individuals traveling abroad.   What is Covered K&R policies cannot prevent an abduction or pay ransom
Read more +19 December 2019 By RISQ Consulting in Blog

House Passes Spending Bill That Would Repeal Some ACA Taxes

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login.   Overview On Dec. 17, 2019, the U.S. House of Representatives passed a short-term continuing spending resolution to prevent
Read more +16 December 2019 By RISQ Consulting in Blog

Signs You May Not Have Enough Business Interruption Coverage

By RISQ Consulting   Natural disasters, vandalism, fire, and many other factors could impact your business unexpectedly. How long could you survive a full or partial shutdown? Days? Weeks? Months? We understand that losing access to your business hurts the bottom line, so we provide a range of business interruption insurance options. By evaluating your
Read more +12 December 2019 By RISQ Consulting in Blog

DOL Issues Model Health Care Transparency Disclosure Documents

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login.     Overview The Department of Labor (DOL) has released the following three model disclosure documents related to a
Read more +09 December 2019 By RISQ Consulting in Blog

How Your Credit Score Can Affect Your Insurance Premiums

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login.   Your credit score is one of the most influential factors when it comes to financial outcomes in your
Read more +05 December 2019 By RISQ Consulting in Blog

What Does PB&J’s Have in Common with Creating a LEAN Culture at RISQ?

By Tonya Mott   Here is an update on our LEAN Journey; I wanted to summarize where we started and what is next for us at RISQ.  As you may recall in recent blog posts: We started with the “why”, why would we want to be LEAN and what’s in it for the company and
Read more +25 November 2019 By RISQ Consulting in Blog

Health FSA Limit will Increase for 2020

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login.       The Affordable Care Act (ACA) imposes a dollar limit on employees’ salary reduction contributions to health
Read more +18 November 2019 By RISQ Consulting in Blog

7 Things You Need to Stop Doing To Be More Productive

By Tonya Mott   On my “Less Doing” journey I came across this article, 7 Things You Need to Stop Doing To Be More Productive, Backed by Science (Click here). I promise that I’m not a lazy person.  For me this journey has been about doing the things that give me energy and make me
Read more +11 November 2019 By RISQ Consulting in Blog

Your Local Book Dealer

By Bailey Penrose Libraries store the energy that fuels the imagination. They open up windows to the world and inspire us to explore and achieve, and contribute to improving our quality of life. Libraries change lives for the better.  —Sidney Sheldon I love libraries, but sometimes I forget my public one is there and my
Read more +07 November 2019 By RISQ Consulting in Blog

Accessing Employee Emails Under the Stored Communications Act

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Think back to a time when a former employee departed your company. Do you remember collecting their work phone
Read more +04 November 2019 By RISQ Consulting in Blog

Influenza: Facts About the Flu

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Most people experience several bouts of influenza throughout their lifetime. According to the Centers for Disease Control and Prevention
Read more +28 October 2019 By RISQ Consulting in Blog

Waking Up at 6am Won’t Make You Successful

By Tonya Mott On a journey to finding my “prime time”, I have more tips to share with my fellow busy ????’s!  The latest findings on my journey comes from this article, “Don’t Listen to those productivity gurus: why waking up at 6am won’t make you successful” – click here to read the article. Here’s
Read more +24 October 2019 By RISQ Consulting in Blog

Take Back Your Day – Our Brains are not Microprocessors

By Tonya Mott A colleague recently recommended the ????, Two Awesome Hours by Josh Davis.  The title peaked my interest; I would kill to feel like I climbed a????  in two hours.  My reality has been more like go, go, go ????, all ???? , all ????  and pray that by the time I’m crashing
Read more +21 October 2019 By RISQ Consulting in Blog

Sweater Weather Recipes for Autumn Vibes

By Bailey Penrose It’s fall.  Granted, late fall, but as the last leaves tenaciously hang on to their branches so do I hang on to the season.  As we slide begrudgingly into winter why not try a few last Autumn recipes?  Below are some of my favorites, I hope you get a chance to enjoy
Read more +14 October 2019 By RISQ Consulting in Blog

DOL Proposes to Amend Employee Tip Regulations

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Overview On Oct. 8, 2019, the U.S. Department of Labor (DOL) published a proposed rule to amend employee tip
Read more +10 October 2019 By RISQ Consulting in Blog

Death of the Desk

By Alison Nelson From new definitions of work-life balance to utilizing more technology, it’s no secret that the incoming workforce is invoking changes throughout businesses everywhere. One change that I find to be particularly interesting is the death of the traditional office layout. Millennials and Generation Z both want to be able to move around
Read more +07 October 2019 By RISQ Consulting in Blog

Cyber Risks & Liabilities

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. 3 Risks Associated With Removable Media Devices Portable hard drives, USB flash drives, memory cards and other types of
Read more +03 October 2019 By RISQ Consulting in Blog

Optimism Bias; and Other Reasons Humans Suck at Planning

By Jennifer Outcelt If you follow the Vantage Point blog religiously (and you should), then you have certainly read another post of mine referencing the popular podcast Freakonomics Radio. Not only do I love this podcast for its ability to articulate complicated concepts in engaging ways, I also love how it makes me feel smarter
Read more +30 September 2019 By RISQ Consulting in Blog

Know Where to Go for Your Health Care

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Keeping your health care costs in check could be as simple as making the right choice when you need
Read more +23 September 2019 By RISQ Consulting in Blog

Optimize Your Exercise Prescription

By Casey Kirkeby What if I told you that you could do something right now and it would have an immediate, long lasting, and positive effect on your brain? It could protect you from many diseases like Alzheimer’s or even Dementia. Sorry to burst your bubble but there is no magic pill for your brain,
Read more +12 September 2019 By RISQ Consulting in Blog

Pregnant with Knowledge

By Jennifer Outcelt Just in the last year, our small company has welcomed four new bouncing babies. As you can imagine, everyone in the office has become very familiar with the maternity (and one paternity) leave drill by now. With the announcement of each new baby, our office was filled with celebration and the parent
Read more +10 September 2019 By RISQ Consulting in Blog

Is Work-Life Balance Really a Thing?

By Tiffany Stock Coming back to work after my third child really made me step back and evaluate if I had the elusive work-life balance. Taking a look at the definition provided by businessdictionary.com, work-life balance is defined as, “A comfortable state of equilibrium achieved between an employee’s primary priorities of their employment position and
Read more +05 September 2019 By RISQ Consulting in Blog

Proffitt Management Solutions

By Tiffany Stock I was turned on to this newsletter by my colleague, Dave Adams. Nancy Proffitt, CEO of Proffitt Management Solutions, produces a blog/newsletter with content surrounding leadership, workplace culture, maximizing efficiency and so much more. I enjoy all of her posts but found this one from May of 2019 especially engaging. Leaders Build
Read more +29 August 2019 By RISQ Consulting in Blog

This Is How We Do It ~♫♪♩ – RISQ Consulting’s LEAN Mantra (thank you, Montel Jordan)

By Tonya Mott I mentioned in my last blog post, “What’s a Fastcap?” that our LEAN journey started with an office wide cleanup. That is not entirely accurate.  We actually started with the “Why”.  Why would we want to do this? It’s a lot of work!  If we don’t have buy-in from the team, this
Read more +27 August 2019 By RISQ Consulting in Blog

What’s a Fastcap?

By Tonya Mott On a journey to implement a LEAN culture in our office, I learned about Fastcaps. What’s a Fastcap? Self-adhesive stickers that cover screws on cabinets: What is LEAN? The Methodology: Deliver value from your customer’s perspective Eliminate waste (things that don’t bring value to the end product) Continuous improvement What in the
Read more +15 August 2019 By RISQ Consulting in Blog

Auto Insights

This article is from RISQ Consulting’s MyWave Connect portal, a resource available to all RISQ Consulting clients. Please contact your Benefits Consultant or Account Executive for more information or for help setting up your own login. Did You Know? You may not think an error on your auto insurance application is a big deal, but
Read more +08 August 2019 By RISQ Consulting in Blog

“Not All Readers Are Leaders, but All Leaders Are Readers”

By Ashley Snodgrass It was Harry S. Truman who said, “Not All Readers Are Leaders, But All Leaders Are Readers”. Top business leaders often quote President Truman’s philosophy as one of their keys to success. As someone who enjoys reading books and listening to audiobooks, I’ve found it can be overwhelming to sort through stacks
Read more +01 August 2019 By RISQ Consulting in Blog

The Sting that can “Bee” Good for You

A follow up to “Lyme Disease – The Great Imitator“ By Tonya Mott Since sharing Kelsey’s story a few exciting, (good and not so good) things have happened: 1. What is Kelsey doing for treatment?  She has quite the treatment regimen, but the most interesting is bee venom.  She has a bee condo inside her
Read more +29 July 2019 By RISQ Consulting in Blog

Pollutants

By Dena Lythgoe  If you’re like me, you tend to think of pollutants as dirty, chemical based components. In fact, if you were to search google for “what are the top 5 pollutants”, you’d get the below mentioned responses; Ozone, Carbon Monoxide, Sulfur Dioxide, Lead, Nitrogen Oxides. Take a moment and think of pollutants that
Read more +25 July 2019 By RISQ Consulting in Blog

“A CEO Who Gives his Employees $2,000 to go on Vacation Says People are More Productive Than Ever”

By Natasha Kwachka So as I was scrolling through the internet in a moment of rare silence in my rambunctious house, I came across this gem of a post. As I read, this feeling of excitement and admiration came upon me. While living in the corporate world, it is rare and sometimes even unheard of
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